Upstart, Inc. Loss Submission Form

Company: Upstart, Inc.

Ticker: (NASDAQ) UPST

Deadline

Passed

Lead Plaintiff Deadline: July 12, 2022

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Allegations

(1) Upstart’s AI model could not adequately account for macroeconomic factors such as interest rates that impact the market-clearing price for loans; (2) as a result, Upstart was experiencing a negative impact on its conversion rate; (3) as a result, the Company was reasonably likely to use its balance sheet to fund loans; and (4) as a result of the foregoing, defendants’ positive statements about the Company’s business, operations, and prospects were materially false and/or misleading and/or lacked a reasonable basis.